Fort Worth FHA Home Loans
FHA mortgages are a great choice for 1st time home buyer’s. The Federal Housing Administration offers protection for future home owners. This type of protection is called an FHA Loan. The program is great for first time buyers who are interested in protecting their investment with assured backing on their home loan. This program is also designed for those who need financial assistance when acquiring a mortgage.
The Federal Housing Administration offers FHA Loans in Fort Worth TX. Requirements are simple for home buyers which include Mortgage Insurance. Mortgage Insurance protects lender against default and protects them against losses that can be incurred. This insurance is required for home buyers who are putting down less than twenty percent in a down payment towards their home purchase. Available to all Texas borrower’s, FHA mortgage programs are designed to help low-income and moderate income families who do not meet the lending guidelines for conventional loans.
FHA Mortgages
- Simple Qualifying
- Only a 3.5% Down Payment Required
- 100% Allowed with Approved Gift Fund Source
- Seller Paid Closing Costs to 6%
- More Flexible Underwriting Criteria
- Higher Debt to Income Ratios Allowed
- Lower Minimum Credit Scores
- No Prepayment Penalties
- Streamline Refinance Available
- Manufactured Housing OK (Subject to Restrictions)

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More About FHA Loans in Fort Worth
FHA Loans in Fort Worth are a wonderful option because they offer home buyers a protection they would not have without having to put down a huge down payment. Fort Worth FHA mortgages have been around since 1934 insuring home buyers with this ability to own their very first home. The Federal Housing Administration helps home owners to achieve their dream of home ownership. FHA Loans in Fort Worth TX bring your dreams of buying a home within your reach even with less than perfect credit. FHA loans will also include the closing costs of your mortgage with just a 3.5 percent down payment toward the home. Check with your Fort Worth Texas FHA Loan Consultant today to see if you qualify for owning your dream home with FHA Loans.